Our members are entitled to the following group rates:

Union Savings

Because you’re a member of the International Union of Operating Engineers, you can access member rewards for:

Visit us online for more information.

When phoning any service provider first say you are calling under the Union Savings Benefit Programs, then give the name of your union/association.

 

MasterCard

Show that you’re a proud union member by carrying your unique credit card.

Reward yourself with the Union Savings Mosaik MasterCard, exclusively from BMO Bank of Montreal, by choosing either the AIR MILES Reward Option or CashBack Points.

You can save your hard-earned money by selecting a competitive interest rate: currently 16.9% (no annual fee) or 11.4% ($30 annual fee).

You have the flexibility of customizing your Mosaik MasterCard whenever you want.

Other features include:

  • Emergency strike skip payment privileges
  • Extended Warranty Insurance
  • Purchase Protection
  • Cash advances at any BMO Bank of Montreal branch
  • 24-hour roadside service
  • 24-hour out-of-country emergency assistance
  • Payment grace period

For complete details, visit us online or call BMO Bank of Montreal toll free at 1-800-263-2263. Some conditions may apply.

® Trade-marks/registered trade-marks of Bank of Montreal. Patent pending.

® TM Trademarks of AIR MILES International Trading B.V. Used under license by Loyalty Management Group Canada Inc., WestJet and Bank of Montreal.

Your utilization of this program is a direct agreement between you and this benefit/service provider. CUABP assumes no liability thereof.

 

Insurance Programs

Accident Insurance

Hospitalization; intensive care unit; fracture; permanent and total disability; paralysis; loss of or loss of use of arm, hand, leg, foot; loss of sight; loss of speech; rehabilitation; trauma counseling; accidental death.

Monthly Premiums Complimentary Plan Comprehensive Plan Comprehensive Plus Plan
Member No charge $9.75 $10.70
Member and spouse Not available $13.95 $15.25
Member, spouse and children Not available $16.70 $18.60
Member and children Not available $12.50 $14.00

Special Tuition Benefit please add $2.25 to your applicable premium.

Special Tuition Benefit – $25,000 maximum payment per insured person to use as payment for actual tuition expenses or to invest for the future education of your children.

Strike Protection – You can have your premiums waived for up to six months – with no reduction in benefits.

 

Long Term Care Insurance Plan

A home care plan which reimburses you the cost of personal care and assistance provided at home or in an adult day care centre when you lose the ability to care for yourself.

 

Critical Illness Insurance Plan

Allows you to focus on recovery. It pays up to $100,000 lump sum if you are diagnosed with one of 15 major critical illnesses. Whether it’s to see alternative care, modify your home, or take a vacation, you can use the money in any way you wish.

Toll Free: 1-877-534-3655

Your utilization of this program is a direct agreement between you and this benefit/service provider. CUABP assumes no liability thereof.

 

Home and Auto Insurance

The value of one. The power of many. That’s the difference with group insurance.

As a member of a Union Savings affiliate organization you are entitled to take advantage of a group home and automobile insurance program available exclusively to members. The program, offered through Aviva Traders, provides competitive group rates, superior service and excellent value-added benefits.

As a Union Savings member you can take advantage of:

  • Savings designed specifically for you with preferred rates on your home and auto insurance
  • Exceptional claims service with one point of contact – your claims advisor will take care of what’s important to you, quarterbacking your claim from beginning to end
  • Specialized insurance products offered by an industry leader, including recreational vehicles, cottages, pleasure craft and more

Request a no-obligation quote on your home, tenants and condominium needs.

Obtain a free quote and be entered into one of our many contests.

Toll Free: 1-866-921-5768

Your utilization of this program is a direct agreement between you and this benefit/service provider. CUABP assumes no liability thereof.

 

Legal Services

Law Protector Plan is a legal assistance plan specially designed to help Canadian union members get the legal services they need – easily and affordably with negotiated savings on legal services of up to 60%.

 Law Protector Plan is a flexible plan that allows members and their immediate family to choose their level of membership according to the services desired. Some of the services provided are: Real Estate; Estate Planning; Civil Law; Family Law; and much more.

Member benefits:

  • Preventative toll free legal guidance
  • Peace of mind when troubling circumstances occur
  • Knowing the cost of legal services in advance
  • Quality legal services by over 750 community-based lawyers across Canada
  • Access to 2,500 lawyers in the U.S. with respect to U.S. matters when traveling there
  • Quick and easy access to experienced lawyers
  • Savings on legal services, ranging up to 60% off national average market rates

Toll Free: 1-866-660-6628

CUABP assumes no liability respecting the purchase by you of any L.P.I. Legal Service Program. CUABP and its affiliates are not engaged in the practice of law, only the law firm you retain under the program may provide legal advice.

 

Real Estate Member Savings Program

Sell your home for more and in less time with the Union Savings Real Estate Member Savings Program.*

Members of all Union Savings Affiliate unions will receive the following benefits on their real estate transaction.

Selling Your Home

  1. Members will receive at no cost a Comparative Market Analysis which will establish a suggested selling price for their home.
  2. Program realtors will provide regular print marketing in local media and Open Houses until your home is sold. Property photos will also be included on mls.ca and royallepage.ca websites.
  3. When selling your home through the Real Estate Member Savings Program you will receive a 10% rebate from the commission your selling agent receives on your transaction (exclusive of GST or any other taxes). See the Union Savings website for more information on the rebate.

Buying Your Home

  1. When you purchase a home through the Real Estate Member Savings Program you will receive a 10% rebate from the commission your buying agent receives on your transaction (exclusive of GST or any other taxes).

To take advantage of this great offer please call Steven DiGiovanni at 1-866-965-5252 or visit the Union Savings website.

*Based on TREB statistics for listings sold in 2004 and 2005.

This offer is not available through your local Royal LePage office. You must phone the toll free number above.

Your utilization of this program is a direct agreement between you and this benefit/service provider. CUABP assumes no liability thereof.

 

Mortgage Consulting Service

First Affinity Mortgage Corporation is a mortgage consulting service with the lowest mortgage rates in the market.

First Affinity Mortgage Corporation is dedicated to providing members of Union Savings affiliated unions with guidance in obtaining a mortgage. Never leave your home – submit your application to their secure website.

What First Affinity Mortgage Corporation will do for you:

  • Provide residential or commercial mortgage consulting services
  • Require only one application/one credit search
  • Provide access to over 30 financial institutions
  • Act as a professional negotiator who works for you, not the financial institution
  • Provide step-by-step guidance for first-time buyers and pre-approved mortgages
  • Provide renewal and refinancing services on existing mortgages
  • Provide the service at NO CHARGE to individual union members of a Union Savings affiliated union/association
  • Provide the best available mortgage rate by arranging for the financial institution to compete for your mortgage
  • No risk, no fees, no obligation

Toll Free: 1-866-599-9799

Your utilization of this program is a direct agreement between you and this benefit/service provider. CUABP assumes no liability thereof.